Jose began his financial career in 2020, working in the insurance and financial planning field, collaborating with top advisors and serving diverse individuals, families, business owners, and professionals across Puerto Rico. While building his financial planning practice, Jose completed his Master’s Degree in Business Administration (Finance) in 2022, strengthening his technical foundation in planning, investment analysis, and strategy development.
From his advisory role in San Juan, PR, Jose is dedicated to helping clients create comprehensive strategies for retirement, investments, insurance, tax planning, and long- term financial independence. He works closely with each client to understand their unique goals, analyze their current financial landscape, and provide guidance through customized, data-driven planning. His approach is rooted in clarity, education, and ongoing support—empowering clients to make confident, informed decisions.
Jose has successfully completed the following qualifications:
- CERTIFIED FINANCIAL PLANNER™ (CFP®) professional
- Series 7, Series 63, and Series 65 examinations
- Licenses in Life, Health, Disability, and Property & Casualty insurance in Puerto Rico
- Enrolled Agent (EA) candidate with the IRS (in progress)
His areas of specialty include:
- Business owner retirement planning
- Investment advisory and portfolio management
- Tax strategy and efficient wealth accumulation
- Comprehensive risk management and insurance planning
Jose is also an active member of the Financial Planning Association and the Puerto Rico Chamber of Commerce. In his personal life, Jose enjoys fitness, beach living, reading, and traveling. He is family-oriented and values balance, wellness, and continuous personal development—elements he brings into the long-term planning work he does with clients.